{"id":84,"date":"2023-10-29T20:07:19","date_gmt":"2023-10-29T20:07:19","guid":{"rendered":"https:\/\/bankagundem.com\/?p=84"},"modified":"2024-06-08T09:02:03","modified_gmt":"2024-06-08T09:02:03","slug":"kredi-karti-odemesi-1-gun-gecikirse-ne-olur","status":"publish","type":"post","link":"https:\/\/bankagundem.com\/?p=84","title":{"rendered":"Kredi Kart\u0131 \u00d6demesi 1 G\u00fcn Gecikirse Ne Olur?"},"content":{"rendered":"<div class=\"conversation-container ng-tns-c1608146481-2 ng-star-inserted\">\n<div class=\"ng-tns-c1824989336-13\">\n<div class=\"response-container ng-tns-c3202678172-14 response-container-has-multiple-responses\">\n<div class=\"presented-response-container ng-tns-c3202678172-14\">\n<div class=\"response-container-content ng-tns-c3202678172-14\">\n<div class=\"response-content ng-trigger ng-trigger-responsePopulation ng-tns-c3202678172-14 ng-animate-disabled\">\n<div class=\"markdown markdown-main-panel\" dir=\"ltr\">\n<p data-sourcepos=\"1:1-1:224\">Kredi kart\u0131 \u00f6demesi 1 g\u00fcn gecikirse, borcunuza gecikme faizi uygulan\u0131r. Gecikme faizi, bankalar\u0131n kendi belirledi\u011fi oranlarda hesaplan\u0131r. T\u00fcrkiye&#8217;de kredi kart\u0131 gecikme faizi oranlar\u0131, %3,56 ile %3,99 aras\u0131nda de\u011fi\u015fmektedir.<\/p>\n<p data-sourcepos=\"3:1-3:212\">1 g\u00fcnl\u00fck gecikmenin faiz tutar\u0131, borcunuzun b\u00fcy\u00fckl\u00fc\u011f\u00fcne ve gecikme s\u00fcresine g\u00f6re de\u011fi\u015fir. \u00d6rne\u011fin, borcunuz 1.000 TL ise ve gecikme faizi oran\u0131 %3,56 ise, 1 g\u00fcnl\u00fck gecikme faizi tutar\u0131 yakla\u015f\u0131k 2,88 TL olacakt\u0131r.<\/p>\n<p data-sourcepos=\"5:1-5:234\">Kredi kart\u0131 borcunuzu 1 g\u00fcn bile geciktirirseniz, kredi notunuz da olumsuz etkilenir. Kredi notunuz, kredi worthiness&#8217;inizi g\u00f6steren bir puand\u0131r. Kredi notunuz ne kadar y\u00fcksek olursa, kredi alabilme ihtimaliniz de o kadar y\u00fcksek olur.<\/p>\n<p data-sourcepos=\"7:1-7:162\">Kredi kart\u0131 borcunuzu 1 g\u00fcn geciktirmek, yasal takip s\u00fcrecinin ba\u015flamas\u0131na neden olmaz. Yasal takip s\u00fcreci, borcunuzun 90 g\u00fcn boyunca \u00f6denmemesi durumunda ba\u015flar.<\/p>\n<p data-sourcepos=\"9:1-9:119\">Kredi kart\u0131 borcunuzu 1 g\u00fcn geciktirmemek i\u00e7in, \u00f6deme tarihini takip etmeniz ve \u00f6demenizi zaman\u0131nda yapman\u0131z \u00f6nemlidir.<\/p>\n<p data-sourcepos=\"11:1-11:88\">\u0130\u015fte kredi kart\u0131 borcunuzu 1 g\u00fcn geciktirmek durumunda kalmamak i\u00e7in yapabilecekleriniz:<\/p>\n<ul data-sourcepos=\"13:1-16:92\">\n<li data-sourcepos=\"13:1-13:53\">Kredi kart\u0131 ekstrenizi d\u00fczenli olarak kontrol edin.<\/li>\n<li data-sourcepos=\"14:1-14:40\">\u00d6deme tarihinizi takviminize not edin.<\/li>\n<li data-sourcepos=\"15:1-15:59\">\u00d6demenizi otomatik \u00f6deme talimat\u0131 vererek yapabilirsiniz.<\/li>\n<li data-sourcepos=\"16:1-16:92\">Kredi kart\u0131 borcunuzu takip etmek i\u00e7in bir kredi kart\u0131 takip uygulamas\u0131 kullanabilirsiniz.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Kredi kart\u0131 \u00f6demesi 1 g\u00fcn gecikirse, borcunuza gecikme faizi uygulan\u0131r. Gecikme faizi, bankalar\u0131n kendi belirledi\u011fi oranlarda hesaplan\u0131r. T\u00fcrkiye&#8217;de kredi kart\u0131 gecikme faizi oranlar\u0131, %3,56 ile %3,99 aras\u0131nda de\u011fi\u015fmektedir. 1 g\u00fcnl\u00fck gecikmenin faiz tutar\u0131, borcunuzun b\u00fcy\u00fckl\u00fc\u011f\u00fcne ve gecikme s\u00fcresine g\u00f6re de\u011fi\u015fir. \u00d6rne\u011fin, borcunuz 1.000 TL ise ve gecikme faizi oran\u0131 %3,56 ise, 1 g\u00fcnl\u00fck gecikme faizi &hellip;<\/p>\n","protected":false},"author":2,"featured_media":85,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-84","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kartlar"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/bankagundem.com\/index.php?rest_route=\/wp\/v2\/posts\/84","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bankagundem.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bankagundem.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bankagundem.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/bankagundem.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=84"}],"version-history":[{"count":1,"href":"https:\/\/bankagundem.com\/index.php?rest_route=\/wp\/v2\/posts\/84\/revisions"}],"predecessor-version":[{"id":1638,"href":"https:\/\/bankagundem.com\/index.php?rest_route=\/wp\/v2\/posts\/84\/revisions\/1638"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bankagundem.com\/index.php?rest_route=\/wp\/v2\/media\/85"}],"wp:attachment":[{"href":"https:\/\/bankagundem.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=84"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bankagundem.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=84"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bankagundem.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=84"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}