{"id":101,"date":"2024-01-02T21:26:29","date_gmt":"2024-01-02T21:26:29","guid":{"rendered":"https:\/\/bankagundem.com\/?p=101"},"modified":"2024-06-08T21:03:08","modified_gmt":"2024-06-08T21:03:08","slug":"taksitli-ek-hesap-odenmezse-ne-olur","status":"publish","type":"post","link":"https:\/\/bankagundem.com\/?p=101","title":{"rendered":"Taksitli Ek Hesap \u00d6denmezse Ne Olur?"},"content":{"rendered":"<div class=\"markdown markdown-main-panel\" dir=\"ltr\">\n<p data-sourcepos=\"3:1-3:301\">Taksitli ek hesap, vadesiz mevduat hesab\u0131n\u0131zdan kulland\u0131\u011f\u0131n\u0131z krediyi taksitli olarak geri \u00f6demenize olanak tan\u0131yan bir kredi t\u00fcr\u00fcd\u00fcr. Bu krediyi kullan\u0131rken, her ay d\u00fczenli olarak taksit \u00f6demesi yapman\u0131z gerekir. Taksit \u00f6demelerinizin gecikmesi durumunda, baz\u0131 olumsuz sonu\u00e7larla kar\u015f\u0131la\u015fabilirsiniz.<\/p>\n<p data-sourcepos=\"5:1-5:23\"><strong>Gecikme Faizi \u0130\u015fler<\/strong><\/p>\n<p data-sourcepos=\"7:1-7:324\">Taksitli ek hesap taksitlerinizin gecikmesi durumunda, \u00f6denmeyen taksit tutar\u0131n\u0131n tamam\u0131 \u00fczerinden gecikme faizi i\u015flemeye ba\u015flar. Gecikme faizi, bankalara g\u00f6re de\u011fi\u015fiklik g\u00f6sterebilir. Ancak, genellikle yasal faizin \u00fczerinde bir orandad\u0131r. \u00d6rne\u011fin, yasal faiz oran\u0131 %18 ise, gecikme faizi oran\u0131 %25 veya daha fazla olabilir.<\/p>\n<p data-sourcepos=\"9:1-9:28\"><strong>Ek Hesap Limitiniz D\u00fc\u015fer<\/strong><\/p>\n<p data-sourcepos=\"11:1-11:159\">Taksitli ek hesap taksitlerinizin gecikmesi durumunda, kredili mevduat hesab\u0131 (KMH) limitiniz d\u00fc\u015fer. Bu durum, KMH&#8217;nizi daha az kullanabilmeniz anlam\u0131na gelir.<\/p>\n<p data-sourcepos=\"13:1-13:23\"><strong>Kredi Notunuz D\u00fc\u015fer<\/strong><\/p>\n<p data-sourcepos=\"15:1-15:253\">Taksitli ek hesap taksitlerinizin gecikmesi, kredi notunuzu da olumsuz etkiler. Kredi notunuz, bankalar\u0131n ve di\u011fer finans kurulu\u015flar\u0131n\u0131n size kredi verirken dikkate ald\u0131\u011f\u0131 bir fakt\u00f6rd\u00fcr. Kredi notunuzun d\u00fc\u015fmesi, gelecekte kredi alman\u0131z\u0131 zorla\u015ft\u0131rabilir.<\/p>\n<p data-sourcepos=\"17:1-17:37\"><strong>Alacakl\u0131 Takibine Al\u0131nabilirsiniz<\/strong><\/p>\n<p data-sourcepos=\"19:1-19:232\">Taksitli ek hesap taksitlerinizin gecikmesi durumunda, bankan\u0131z sizi alacakl\u0131 takibine alabilir. Alacakl\u0131 takibine al\u0131nmak, yasal i\u015flem ba\u015flat\u0131lmas\u0131 anlam\u0131na gelir. Bu durumda, icra takibi, haciz gibi i\u015flemlerle kar\u015f\u0131la\u015fabilirsiniz.<\/p>\n<p data-sourcepos=\"21:1-21:68\"><strong>Taksitli Ek Hesap \u00d6demelerimi Geciktirmemek \u0130\u00e7in Ne Yapabilirim?<\/strong><\/p>\n<p data-sourcepos=\"23:1-23:86\">Taksitli ek hesap taksitlerinizi geciktirmemek i\u00e7in a\u015fa\u011f\u0131daki \u00f6nlemleri alabilirsiniz:<\/p>\n<ul data-sourcepos=\"25:1-28:0\">\n<li data-sourcepos=\"25:1-25:56\">Taksit \u00f6demelerinizin ne zaman \u00f6denece\u011fini takip edin.<\/li>\n<li data-sourcepos=\"26:1-26:94\">Taksit \u00f6demelerinizin tarihi yakla\u015ft\u0131\u011f\u0131nda, hesab\u0131n\u0131zda yeterli bakiye oldu\u011fundan emin olun.<\/li>\n<li data-sourcepos=\"27:1-28:0\">Taksit \u00f6demelerinizin gecikmesi durumunda, bankan\u0131z\u0131n m\u00fc\u015fteri hizmetleri ile ileti\u015fime ge\u00e7erek \u00f6deme plan\u0131n\u0131z\u0131 yeniden yap\u0131n.<\/li>\n<\/ul>\n<p data-sourcepos=\"29:1-29:176\">Taksitli ek hesap taksitlerinizi geciktirmek, sizin i\u00e7in ciddi sonu\u00e7lar do\u011furabilir. Bu nedenle, taksit \u00f6demelerinizi zaman\u0131nda yapmak i\u00e7in gerekli \u00f6nlemleri alman\u0131z \u00f6nemlidir.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Taksitli ek hesap, vadesiz mevduat hesab\u0131n\u0131zdan kulland\u0131\u011f\u0131n\u0131z krediyi taksitli olarak geri \u00f6demenize olanak tan\u0131yan bir kredi t\u00fcr\u00fcd\u00fcr. Bu krediyi kullan\u0131rken, her ay d\u00fczenli olarak taksit \u00f6demesi yapman\u0131z gerekir. Taksit \u00f6demelerinizin gecikmesi durumunda, baz\u0131 olumsuz sonu\u00e7larla kar\u015f\u0131la\u015fabilirsiniz. Gecikme Faizi \u0130\u015fler Taksitli ek hesap taksitlerinizin gecikmesi durumunda, \u00f6denmeyen taksit tutar\u0131n\u0131n tamam\u0131 \u00fczerinden gecikme faizi i\u015flemeye ba\u015flar. Gecikme &hellip;<\/p>\n","protected":false},"author":2,"featured_media":102,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-101","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bilgi-merkezi"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/bankagundem.com\/index.php?rest_route=\/wp\/v2\/posts\/101","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bankagundem.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bankagundem.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bankagundem.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/bankagundem.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=101"}],"version-history":[{"count":1,"href":"https:\/\/bankagundem.com\/index.php?rest_route=\/wp\/v2\/posts\/101\/revisions"}],"predecessor-version":[{"id":1648,"href":"https:\/\/bankagundem.com\/index.php?rest_route=\/wp\/v2\/posts\/101\/revisions\/1648"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bankagundem.com\/index.php?rest_route=\/wp\/v2\/media\/102"}],"wp:attachment":[{"href":"https:\/\/bankagundem.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=101"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bankagundem.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=101"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bankagundem.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=101"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}